Insurance: future investments

Some day yesterday I had guests from one insurance company, he offers the advantage of insurance for the future for someone who wants his old age to cleanly. At some offers such advantages, my friend told me about the ever spinning wheel of life, there are poor, rich, healthy and sick. At the moment we are rich, if ill still be treated. But when the poor, if the pain is sometimes not able to buy drugs in shops. Pain or trouble condition is not something expected, but of course must be undertaken with the business. Enterprises like this we can do them with the investment of insurance instituted, because institutions like this the future we will be guaranteed to be better.
Insurance work process is fairly simple, investors (members) such as bank customers are going to deposit some money into the insurance, but the nominal money and term deposits depending on the agreement of both parties that usually depends on the facilities that will be given to members. In general, the type of insurance that is rife discussed life insurance, life was so valuable for someone who thinks logically will not re-think it definitely will insure him because we will never know one minute of our life to come is still healthy as it is today or vice versa . in short, when we're out of luck, then we will be helped by the insurance that we have just followed them.